The Department of Education will make their debt relief application available NOW. You are encouraged to submit your completed application before November 15, 2022. Be sure to apply for the forgiveness now at  If you have any questions about the program, please contact your loan servicer. Your loan servicer, it is the agency that you are making your student loan payments to.
All qualifying loan forgiveness information is specified in detail at web site.

Direct Loans: Subsidized and Unsubsidized

Subsidized loans are need based and are available to students enrolled on at least a half-time basis (minimum 6 credits). Unsubsidized loans are available to all students enrolled at least part time.

Direct PLUS (Parent Loans for Undergraduate Students)
PLUS loans are for parent borrowers of students classified as Dependents. This loan provides additional funds for educational expenses

Direct Grad Plus
Federal Grad Plus loans have been available to graduate students. Repayment begins 60 days after the loan is disbursed.

Additional Information
For more information, students can track their students loans at This website provides students with information regarding all loans that they have taken out during their time in college.

Alternative Financing
All students enrolled with at least 3 credits may be eligible to apply for credit-based financing, which is intended to supplement the Stafford loan. Please speak with a Financial Aid counselor for more details on these loans.